Terms of Service

Last Updated: 17 February 2026

These Terms of Service ("Terms") govern your access to and use of the Lomvimo website (lomvimo.com) and services. By accessing or using our website or services, you agree to be bound by these Terms.

1. Services Description

Lomvimo provides technical pre-feasibility analysis services for housing cooperative projects in Chile. Our services include:

  • Member requirement analysis
  • Land surface calculations
  • Housing unit capacity assessments
  • Construction cost estimations
  • MINVU subsidy program orientation
  • Pre-feasibility reporting
  • Informational sessions and consultations

1.1 Scope Limitations

Our services are specifically limited to technical pre-feasibility analysis. We do not provide:

  • Legal services or cooperative formation assistance
  • Subsidy application management or administrative services
  • Architectural design or construction services
  • Project management or construction oversight
  • Investment advice or financial planning services
  • Member recruitment or marketing services

2. User Obligations

2.1 Accurate Information

You agree to provide accurate, current, and complete information when using our services or communicating with us. You are responsible for maintaining the accuracy of information you provide.

2.2 Prohibited Uses

You agree not to:

  • Use our services for any unlawful purpose
  • Violate any applicable laws or regulations
  • Infringe upon the rights of others
  • Transmit any harmful code or malicious software
  • Attempt to gain unauthorized access to our systems
  • Interfere with the proper functioning of our website
  • Collect information about other users
  • Misrepresent your identity or affiliation

2.3 Professional Responsibility

You acknowledge that our technical analysis is one component of housing cooperative planning and should be reviewed by qualified legal, financial, and construction professionals before making significant decisions or commitments.

3. Intellectual Property

3.1 Our Content

All content on our website, including text, graphics, logos, images, and software, is the property of Lomvimo or its licensors and is protected by Chilean and international copyright laws.

3.2 Limited License

We grant you a limited, non-exclusive, non-transferable license to access and use our website for its intended purpose. This license does not include the right to:

  • Modify, copy, or distribute our content
  • Create derivative works
  • Use our content for commercial purposes without permission
  • Remove copyright or proprietary notices

3.3 Client Reports

Pre-feasibility reports we prepare for clients remain our intellectual property. Clients receive a license to use reports for their internal planning purposes but may not redistribute or publish reports without our written consent.

4. Service Terms and Fees

4.1 Service Agreements

Specific technical pre-feasibility analysis services are provided under separate written service agreements that detail scope, deliverables, timeline, and fees.

4.2 Payment Terms

Payment terms are specified in individual service agreements. Generally:

  • Fees are due as specified in the service agreement
  • Late payments may incur additional charges
  • Services may be suspended for non-payment
  • Refunds are subject to the terms of the service agreement

4.3 Informational Sessions

General informational sessions are offered at no cost. Individual consultations and technical analysis services have associated fees as communicated in advance.

5. Disclaimers and Limitations

5.1 No Guarantees

Our technical pre-feasibility analysis is based on information provided to us and current market conditions and regulations. We do not guarantee:

  • Project feasibility or success
  • Availability or approval of subsidies
  • Accuracy of future cost estimates
  • Regulatory approval of projects
  • Specific outcomes or results

5.2 Information Accuracy

While we strive to provide accurate information, regulations, market conditions, and subsidy programs change. Information on our website is for general informational purposes and should not be relied upon as the sole basis for decisions.

5.3 Not Professional Advice

Our services do not constitute legal, financial, architectural, or investment advice. You should consult appropriate licensed professionals for such advice.

5.4 Website Availability

We do not guarantee uninterrupted access to our website. We may suspend or terminate access for maintenance, updates, or other reasons without notice.

6. Limitation of Liability

To the maximum extent permitted by Chilean law:

6.1 Indirect Damages

We are not liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services or website, including:

  • Lost profits or revenue
  • Lost business opportunities
  • Project delays or failures
  • Costs of substitute services

6.2 Maximum Liability

Our total liability for any claim arising from our services is limited to the fees paid by you for the specific service giving rise to the claim.

6.3 Exceptions

Nothing in these Terms excludes or limits our liability for:

  • Death or personal injury caused by negligence
  • Fraud or fraudulent misrepresentation
  • Any liability that cannot be excluded under Chilean law

7. Indemnification

You agree to indemnify and hold harmless Lomvimo, its officers, employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from:

  • Your use of our services or website
  • Your violation of these Terms
  • Your violation of any rights of another party
  • Information you provide to us

8. Privacy

Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using our services, you consent to our privacy practices as described in the Privacy Policy.

9. Modifications to Terms

We reserve the right to modify these Terms at any time. We will notify users of material changes by:

  • Posting updated Terms on our website with a new "Last Updated" date
  • Sending email notification to registered users
  • Displaying a prominent notice on our website

Your continued use of our services after changes constitutes acceptance of the modified Terms. If you do not agree to modified Terms, you should discontinue use of our services.

10. Termination

10.1 By You

You may terminate your use of our services at any time. Termination does not relieve you of payment obligations for services already provided.

10.2 By Us

We may terminate or suspend your access to our services immediately, without notice, for:

  • Violation of these Terms
  • Non-payment of fees
  • Illegal or harmful conduct
  • Any reason at our discretion

10.3 Effect of Termination

Upon termination:

  • Your right to use our services ceases immediately
  • We may delete your account and information
  • Provisions that by their nature should survive termination remain in effect

11. Governing Law and Dispute Resolution

11.1 Governing Law

These Terms are governed by the laws of Chile, without regard to conflict of law principles.

11.2 Jurisdiction

Any disputes arising from these Terms or our services shall be subject to the exclusive jurisdiction of the courts of Santiago, Chile.

11.3 Dispute Resolution

Before initiating legal proceedings, parties agree to attempt to resolve disputes through good faith negotiation. If negotiation fails, disputes may be submitted to mediation before proceeding to litigation.

12. General Provisions

12.1 Entire Agreement

These Terms, together with our Privacy Policy and any service agreements, constitute the entire agreement between you and Lomvimo regarding use of our services.

12.2 Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions remain in full force and effect.

12.3 Waiver

Our failure to enforce any right or provision of these Terms does not constitute a waiver of that right or provision.

12.4 Assignment

You may not assign or transfer these Terms or your rights hereunder without our written consent. We may assign these Terms without restriction.

12.5 Force Majeure

We are not liable for failure to perform due to circumstances beyond our reasonable control, including natural disasters, war, terrorism, labor disputes, or government actions.

13. Contact Information

For questions about these Terms, please contact us:

Lomvimo
Av. Los Presidentes 7634
Santiago, Chile
Phone: +56 2 2957 1514
Email: info@lomvimo.com